Karagre Vasate Lakshmi Lyrics And Meaning : It means that lakshmi rests a the tip of hand,saraswati at the base of hand and govind in the centre of hand.therefore all should look at the hand in the very i have read some other version of this mantra as 'karagre vasate lakshmi kar moole saraswati , kar maddhye tu govindah prabhate kar darshan '.